FNB Home loans

A home loan from FNB allows you to buy the home of your dreams today.
At FNB, the offer home buying advice and home loan information for First Time Home Buyers and Existing Home Owners. We also make it possible for you to Move Home not your Home Loan. Apply for a Traditional Home Loan if you want to buy property or a Building Loan to help you finance the building of your perfect home. Choose the Repayment option to suit your individual needs. Extend your home loan with our Further Loan or use our Pre-paid solution to access funds when you most need them. With Flexi Option, you’ll have 24-hour access to your funds via ATMs, Telephone Banking, Cellphone Banking and Online Banking

FNB Home Loan Affordability Calculator

Need to know how much you can afford to spend on a home loan? Use the Affordability Calculator, which applies the 30% affordability rule, to calculate affordability. FNB aims to make the process of a home loan for first time buyers as easy as possible with guidance around the home loan application and home financing solutions.

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FNB Home Loans Bond Application

In application for a bond for first time buyers, the bond application form is informative about what is required and our consultants are available to assist you throughout the process. Make buying your perfect home a breeze with FNB Home Loans.

Buying a home is probably one of the biggest investments you will make. The good news is you can share the experience with professionals who really know what they are talking about. This is why we have introduced Property Leader – to help you every step of the way. And we’re not just talking about finance . We know about locations, valuations, and all the legal jargon. We are not just able to help you sell, we can help you buy too. Think of it as a partnership and a way to draw on our knowledge, a helping hand.

Know how much can you afford:

We will provide you with a view on how much you would qualify for in order to ensure that you make an informed decision . We will require proof of income from you and upon receipt we will do a credit approval and will provide you with a Passport to Purchase (Approval in Principle) that is valid for 90 days. You are then able to negotiate the best price for your dream home, with the peace of mind that you already have secured your finance.

Sell your existing property…

We will provide you with a valuation on your existing property to enable you to sell at the right price and introduce you to the best estate agency in your area. Best of all we arrange reduced agency commission and we hold your hand throughout the process.

Find and buy a home

FNB Home Loans has a host of valuable information to ensure that you are up to date with the latest trends in the market . We are also able to supply you with area reports on suburbs you are interested in, and suggest a few others which suit your specific needs. Understanding your requirements allows us to match you with a specific property in your selected area(s). Again, we introduce you to the best estate agent in the area and hold your hand throughout the process.

Start the paperwork

Provide us with the valid Passport to Purchase as well as the Offer to Purchase and we will process your application .

Seal the deal

Buying a home is admin-intensive and we’ll make sure you know exactly what documents are required and when to make the deal happen for you. Once your ‘Approval in Principal’ (or AIP as it’s referred to) is already complete, all we need from you is the following documentation:

  • Copy of your ID
  • Copy of your Offer to Purchase
  • Proof of residential address like a municipal account
  • Proof of income

Apply for your Loan Now
Bad Credit Loans
Same Day Loans
Loans South Africa Online
Personal Loans Bad Credit
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Apply for your Loan Now
Bad Credit Loans
Same Day Loans
Loans South Africa Online
Personal Loans Bad Credit
Loans Blacklisted People

FNB Home loans

FNB Home loans

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